Services
Farm Insurance
Did you know that farming is not covered on your standard homeowners policy? Things like equipment and buildings will be excluded from coverage meaning if something happens your claim would be denied. Farm policies offer more flexible coverage which is catered to each farmer allowing strong protection.
Home Insurance
Home insurance is an essential coverage but not just because it protects your home, it also gives you liability coverage which is essential in today's world. While these policies do cover your normal home and liability, most policies do not provide any coverage for things such as snowmobiles or atvs. These items are generally required to be scheduled on your policy in order to get any liability coverage for your snowmobiles or atvs.
Auto Insurance
Auto Insurance is a requirement if you own and drive a car here in Michigan. You may not know this but not only does it provide liability coverage, but the state requires a default unlimited PIP coverage, PIP provides medical coverage for you and any relative living in your household. This PIP(Personal Injury Protection) is so important as most health insurance providers exclude coverage for accidents related to automobiles.
Life Insurance
Life Insurance is generally perceived as overpriced and "just another sale." We believe that life insurance is an essential, for most people coverage can be as cheap as $20-$30 per month. This coverage will protect your family in the event of the unfortunate. Not only is this important for you, but for your kids as well. With more health issues coming up at younger ages, we believe kids policies are important. Buying a policy for your child ensures that they have coverage even if they become ineligible due to unpredictable health issues.
Business Insurance
Business Insurance is such a broad term, most businesses need a Business Owners, Business Auto, and Workers Compensation policy. Business insurance is different from your standard home and auto. Most Home & Auto policies will exclude coverage for any business activity, this means that you and your business could be at risk without the right coverage's. We look at your operations in person and ensure you have every coverage you need.
Insurance Partners
At Farm Bureau we are strict with what we will insure. Insurance is a cost-sharing program at heart, we are strict to ensure your price stays low. We acknowledge that we are strict, because of this we partner with several insurance companies, this allows us to insure something that might be rough around the edges with a separate insurance company. This means you can still work with us & we work with that company on your behald. We still review and write each policy ourselves ensuring you still recieve the coverages you need.